Built by Corey and Allie Pearson, founders of Start My Business
Funding Matcher
A free tool that matches your business to funding that fits
Answer about 14 short questions. You will see which funding types fit your business now, which are close and which come later, plus the order to apply in and what to fix first.
- About 3 minutes
- No credit pull
- No SSN
- Free report by email
Lenders make their own decisions.
Watch: how the Funding Matcher works
How it works
About 3 minutes, start to finish
Step 1Answer about 14 questions
Pick the model that describes you (there are 7), then answer short questions about your business. No SSN and no credit pull.
Step 2See what fits now, close or later
Each funding type is checked against its usual minimums, from net-30 vendor accounts to SBA loans.
Step 3Get your fix-first plan
Your report lists the order to apply in and what to tidy up first. The PDF is emailed to you and saved in your free account.
Start here. It is free.
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Where should we send your report?
Enter your first name, email and mobile number to start. When you finish, your full report is emailed to that address as a PDF.
Which describes you?
There are 7 models, each with its own questions and scoring. Pick one to start; you can switch any time and each model keeps its own answers and results.
What you get
A plain report you can act on
A score, a fit level for each funding type and a suggested order to apply in. It shows on screen when you finish and arrives as a PDF.
Sample report layout
Fundability score
Shows where your answers stand against the usual minimums. Your real score appears when you finish.
Suggested order to apply
Your full plan is in the reportLayout only, not a real result. Your report depends on your answers. Lenders make their own decisions and results vary.
Questions about your report?
Webster, our AI assistant, can explain what a fit level means or what to fix first.
Example conversation for illustration. Lenders make their own decisions.
Questions people ask
Straight answers
Each funding type has its own minimums. Net-30 vendor accounts only need a registered company and an EIN. Bank lines of credit and SBA 7(a) loans usually want two years in business, steady revenue and a personal credit score in the mid 600s or better. We check your answers against those rules and sort every type into fits now, close, or later.
For the types that fit, we name a few lenders and vendors from our own lists, including our SBA lender list by state and our microlender list. We are not a lender and we do not arrange loans.
Is it free?
Yes. The tool, the report and the PDF are free, and you do not need a card to use it.
Does it check my credit?
No. There is no credit pull and we do not ask for your SSN. The tool only uses the answers you give, and nothing is sent to a credit bureau or a lender.
Who sees my answers?
Only Start My Business. We use your answers to build your report and save it in your free account so you can open it again. They are not sent to lenders or credit bureaus. See our Privacy Policy.
What happens after I finish?
Your report shows on the page right away. We email you the PDF and set up a free Start My Business account with your email, where the report is saved in Business Documents. If you checked the text box, we also text you a summary. You can unsubscribe at any time.
Will I be approved if a funding type says it fits?
Not necessarily. A fit means your answers meet the usual minimums for that type. Every lender makes its own decision, and results vary.
Why does the order of applications matter?
Business credit is built in levels. Vendor accounts report first, store and fleet accounts follow about 45 days later, and bank products look for that history. Spacing applications and spreading them across bureaus also keeps inquiries down.
See where your business stands today
Free, about 3 minutes, and nothing is sent to a lender.
Start the free Funding Matcher